StyloPAY

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of your competitors

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Leverage mobile wallet solutions
to tap new revenue streams

Deploy a mobile wallet solution app enabled with payment functionality
to tap into new revenue streams available in the mobile ecosystem.

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Empowering SMEs to Offer
a Prepaid Program Platform

Enhanced convenience, security and new revenue
streams for mobile payment services

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What We Do

Token
Service Platform
Host
Card Emulation
Digital
Card Issuance
Loyalty
Management Service
Platform as
a Service

Token Service Platform Partner StyloPay TSP to tokenise, de-tokenise and re-tokenise payment credentials of your customers..

Features
Benefits

Digital Account Enablement Performs identification & verification to link token PAN and cardholder PAN

Tokenisation - Detokenisation Token PAN generation and mapping
of cardholder PAN

Token Autorisation Transaction authorization through EMV
cryptogram validation and PIN management

Transaction Processing Validating authorization rules &
checks to process the transaction

Reach your target customers with one of the most scalable technology solution

Simplify your launch with an end-to-end solution at one-stop payment platform

Digitize your currency cards with one provider including International, domestic or white label

Secure transactions through security options like HCE, Tokenisation under a single platform

Host Card Emulation Empower your customers to use their smart phones as smart cards, without a Secure element/sticker through StyloPay HCE platform

Open and flexible Offers multiple opportunities to launch wallet
services using flexible business models

Ecosystem Independent No or very fewer dependency on intermediaries
help speed up to market and launch their own
wallet payment services

Certified by Visa and MasterCard Visa & MasterCard HCE Cloud-based mobile
payments enabling issuers to securely host
digital cards in the cloud

Simple & Secure Provides simplicity in payments
in completely secure environments for card credentials

Own Your Brand Value Offers control over branding
and defining user experience

Enhanced engagement Enabling enhanced user engagement
by facilitating end-to-end HCE NFC mobile
payment solutions

Advance Issuance Platform With the integration of HCE & TSM, StyloPay's advance issuance platform brings to you the neext generation
mobile payment solutions that can enhance Advance Issuance Platform your existing issuance platform and
allow issuing contactless cards in real time and perform high speed transactions

Bell ID SE in the
Cloud Server

Internet

User Cellphone

Merchant

Issuer Platform

Peyment Network

Acquirer

– Issuer Component
– Bell ID Component

Loyalty Management Services An open and customizable loyalty management platform provide you with personalised solutions that suit your
need and the ability to showcase your brand. Find out how StyloPay’s Loyalty Management Platform enabling
you reach your consumers with value added services including loyalty, offers, rewards, and gifts helping you
drive consumer engagement in fully tailoredand in a most relevant way A new social loyality platform for a connected world

Open platform Leverages existing payment network & mobile wallet infrastructure Accepted at any POS No merchant POS customization required Open APIs + SDK to integrate
Customizable Value Added Services Instant, targeted offers & rewards
Digital merchant gift cards Direct merchant control and management
Payment Card Multiple payment cards that promote card-linked offers. Targeted advertisements appear on this screen. Cards include: credit, pre-paid and gift cards
Coupons and Gifts Instant, on-site redeemable coupons pushed directly through merchants. Digital merchant gift cards give direct control and management to merchant.

Customer Benefit

Always have your loyalty rewards in your pocket Our solution provides customers the ability to store loyalty cards in their phones for quick and easy use.

Faster subscription Customers can now create subscriptions in moments as well as instantly receive your virtual loyalty card through their mobile phone

New and easy way to use “points” Your customers can use their “points” directly from their mobile allowing you to apply it for multiple uses (reduction, payment method, gift ordering).

Open and flexible Offers multiple opportunities to launch wallet
services using flexible business models

Ecosystem Independent No or very fewer dependency on intermediaries
help speed up to market and launch their own
wallet payment services

Certified by Visa and MasterCard Visa & MasterCard HCE Cloud-based mobile
payments enabling issuers to securely host
digital cards in the cloud

Platform as a Service Our Cloud based PaaS solution enables banks and card issuers offer flexible options for rapid scalable
deployment of HCE mobile payment solutions at a fraction of the Platform as a Service cost.
It minimise the risks associated with new evolving technologies PaaS Enablement Platform

«One Stop Shop»
International solution delivery
Productivity
User Interface
Measurable application improvement
Greater collaboration

Multiple points of contact
Redundant costs
Inconsistent engagement model
Shadow IT groups without standart processes

StyloPay Wallet Solutions StyloPay offers an open platform technology for Contact‐Less payments and mobile wallets with unique
security features through Tokenisation

Payment Accept payments worldwide, secure transperently and efficiently

Mobile Payment Enable cashless payment at every PoS

Proximity Payments Enable cashless payment at every PoS

Value-added services Offering added value and strengthening customer loyality

Digital Currency Card Innovate card technology

Loyality and Offers Reduce payment defaults; increase sales and profit

Multi-currency Multiple Load/Payment Options

Multi-channel Virtual, Mobile, Card Transfers

Multi-language Hosted Web Interface 24/7 Customer Service

Payment

Accept payments worldwide, secure transperently and efficiently

Mobile Payment

Enable cashless payment at every PoS

Proximity Payments

Enable cashless payment at every PoS

Value-added services

Offering added value and strengthening customer loyality

Digital Currency Card

Innovate card technology

Loyality and Offers

Reduce payment defaults; increase sales and profit

Multi-currency

Multiple Load/Payment Options

Multi-channel

Virtual, Mobile, Card Transfers

Multi-language

Hosted Web Interface 24/7 Customer Service

Our Industry Specific Wallet

ROAMM Wallet StyloPay Payment Solution built
with IOT for Hospitality

TRAVEL Wallet True Digital Currency Card for
all foreign transactions

RETAIL Wallet Empowering businesses, merchants and consumers
with instant payments via mobile device

STUDENT Wallet Give the Student freedom of
Banking from day one

ROAMM Wallet StyloPay Payment Solution built with IOT for Hospitality

If you own Hospitality Industry business?

Leverage the digital & proximity experience with our mobile payment solution build with IOT

Offer WOW experience to your guest
Improve operatonal management
Find new revenue streams

Mobile Payment Solution build
with IOT offers Hotelier an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally friendly
Improve the image of their cities

Student Wallet Give the Student freedom of Bankingf y rom day one

If you own Hospitality Industry business?

Leverage the digital & proximity experience with our mobile payment solution build with IOT

One Card for all use: Daily Travel, Banking & Build Access
More Savings, Financial Awareness & Loyalty & Student Discounts
Receive money from anywhere anyone
Find new revenue streams

Features & Benefits

Mobile Payment Solution build with IOT offers their Customers an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally environmentally friendly friendly
Improve the image of their cities

Mobile Payment Solution build with IOT offers Hotelier an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally friendly
Improve the image of their cities

Travel Wallet True Digital Currency Card for all foreign transactions

If you own Hospitality Industry business?

Leverage the digital & proximity experience with our mobile payment solution build with IOT

Offer WOW experience to your guest
Improve operatonal management
Find new revenue streams

Schedule a Call

Features & Benefits

Mobile Payment Solution build with IOT offers their Customers an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally environmentally friendly friendly
Improve the image of their cities

Mobile Payment Solution build with IOT offers Hotelier an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally friendly
Improve the image of their cities

Retail Wallet True Digital Currency Card for all foreign transactions

If you own Hospitality Industry business?

Leverage the digital & proximity experience with our mobile payment solution build with IOT

One Card for all use: Daily Travel, Banking & Build Access
Receive money from anywhere anyone
Find new revenue streams

Features & Benefits

Mobile Payment Solution build with IOT offers their Customers an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally environmentally friendly friendly
Improve the image of their cities

Mobile Payment Solution build with IOT offers Hotelier an opportunity to:

Reduce costs
Make their citizens happier
Become more environmentally friendly
Improve the image of their cities

About StyloPay StyloPay offers an open platform technology for Contact‐Less payments and mobile wallets with unique
security features through through Tokenisation Tokenisation enabling one to use the
smart phone in a simple and secure way

Who We Are
How We Work
Why Choose Us
Managing Team
Advisors & Mentors
Our Journey

Who We Are

We, at StyloPay, are innovator in building mobile payment solutions

In today’s world of evolving payment systems from new kinds of cards to mobile payment technologies, our APIs for industry specific mobile wallet solutions, coupled with several value added services, address the the large gaps of markets like Hospitality, Travel, Education and existing mobile applications that as a result empower the business owners (our partners) to penetrate the untapped market and create new revenue streams.

Wallets powered by StyloPay leverage NFC, is network independent and masks card authentication details. This, at a low cost and without the accompanying hassles, enables our partners to quickly launch their own branded mobile wallet solutions.
StyloPay’s flexible business model empowers businesses such as financial institutions, issuers and wallet service providers to setup their own payment solution at a low cost. It seamlessly combines mobile payments and loyalty making it useful for retailers and consumers. Furthermore, StyloPay differentiates itself by building customized solutions for each of its micro markets such as Hospitality, Retail and Educational sectors. Travellers get easy FX and use it to travel on TFL and do small buys. Wallets powered by Stylopay leverage NFC, is network independent and are secure.

How We Work

Our success lies in solving the fundamental problems in digital transaction industry like what,
why and how in the cloud based digital transactions will out ease out the lives of people.

We deep dive to know what end users expect, what influences their decision-making and behaviour in making a financial transaction. This helps us in designing the one-stop end-to-end solutions to meet customers’ specific needs.

By working out the fundamental ‘why’ that underlies the business challenge, we get to the clear understanding on why the target end-users would genuinely want a solution like what we offer.

We figure out exactly how our solutions can help our partners can stay ahead of their competitors and build long term relationship with their customers.

The reason why we do everything like this is because we genuinely want to help our partners take full advantage of digital payment technology and achieve more successes and represent themselves as a differentiator in their niche market.

Why Choose Us

Our success lies in solving the fundamental problems in digital transaction industry like what,
why and how in the cloud based digital transactions will out ease out the lives of people.

By working out the fundamental ‘why’ that underlies the business challenge, we get to the clear understanding on why the target end-users would genuinely want a solution like what we offer.

We figure out exactly how our solutions can help our partners can stay ahead of their competitors and build long term relationship with their customers.

Managing Team

We are passionate about what we are and
what we do and this is our motivation